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FAQs

ARE THERE IMPORTANT DEADLINE DATES I NEED TO KNOW?

Yes, here are some important dates to remember for the upcoming 2026-2027 financial aid cycle and year end 2025-2026 financial aid cycle:

  • June 30, 2026: The last date for the 2025-2026 Financial Aid Award Year. This is the last date that an original 2025-2026` FAFSA can be submitted via the Department of Education site. Corrections can be submitted for any 2025-2026 FAFSAs that were completed before the June 30, 2026 deadline.
  • July 1, 2026: The first date of the new 2026-202 Financial Aid Award Year.

WHAT IS THE FIRST STEP IN APPLYING FOR FEDERAL STUDENT AID?

The first step in applying for financial aid is to complete the Free Application for Federal Student Aid (FAFSA) for your respective Award Year. The FAFSA is completed online at: . Applications are signed with an FSA ID that can be created via the same website. We recommend students create the FSA ID prior to completing the FAFSA. An FSA ID and password is also required for all parents (if applicable) of dependent students and spouses (if applicable) of independent students.

WHAT IS THE FEDERAL SCHOOL CODE FOR FLORIDA MEMORIAL UNIVERSITY (FMU)?

FMU鈥檚 school code for FAFSA is: 001486.

WHAT MAKES A STUDENT A 鈥淒EPENDENT鈥 STUDENT FOR FINANCIAL AID?

A student is automatically considered a dependent student if they have answered 鈥淣o鈥 to the following questions on the FAFSA:

  • Were you born before Jan. 1, 20023? (This date changes every year to confirm if you are 24 years old)
  • As of today, are you married? (Answer 鈥淣o鈥 if you are separated but not divorced.)
  • At the beginning of the 2026鈥2027 school year, will you be working on a master鈥檚 or doctorate program (such as an M.A., MBA, M.D., J.D., Ph.D., Ed.D., graduate certificate, etc.)?
  • Are you currently serving on active duty in the U.S. armed forces for purposes other than training? (If you are a National Guard or Reserves enlistee, are you on active duty for other than state or training purposes??
  • Are you a veteran of the U.S. armed forces?
  • Do you have children or other people (excluding your spouse) who live with you and who receive more than half of their support from you now and between July 1, 2026 and June 30, 2027?
  • At any time since you turned age 13, were you an orphan (no living biological or adoptive parent)?
  • At any time since you turned age 13, were you a ward of the court?
  • At any time since you turned age 13, were you in foster care?
  • Are you or were you a legally emancipated minor, as determined by a court in your state of residence?
  • Are you or were you in legal guardianship with someone other than your parent or stepparent, as determined by a court in your state of residence?
  • At any time on or after July 1, 2025, were you unaccompanied and either (1) homeless or (2) self-supporting and at risk of being homeless?

A single response of 鈥測es鈥 to any question indicates that you are an independent student, and parental information is not required for FAFSA completion. Please note that there may be additional required documentation in the event of answering 鈥測es鈥 to any of these questions.

DO I HAVE TO BE A HIGH SCHOOL GRADUATE OR HAVE MY GED TO RECEIVE FINANCIAL AID?

Yes, an eligible applicant must have a high school diploma or a GED certificate or been homeschooled and graduated in accordance with state guidelines. When completing the FAFSA, the student will be asked the name of the high school, city, and state and the high school code which can be retrieved online. Failure to report this data will result in the student being required to document graduation through an official high school transcript. Students with a GED must verify this to the Admissions office with a copy of their GED test scores. 久久精品福利资源 schooled students must provide a copy of the districts release to the parents to home school their student and a transcript created by the home schoolteacher that includes a graduation date.

WHY DO I HAVE TO GIVE MY PARENTS' INFORMATION ON THE FAFSA?

The U S Congress establishes the criteria for determining whose income and assets should be used in determining financial aid eligibility. The premise is that financing a higher education is a partnership between the family, the student, and the college. The purpose of financial aid is to bridge the gap between what the family can pay and the cost of a higher education. There are a series of questions within the FAFSA that will determine whose information must be reported in addition to the student鈥檚 information. Please be sure to follow the instructions carefully. If you need assistance or clarification, please reach out to our financial aid office.

IF MY PARENTS DO NOT CLAIM ME ON THEIR TAX RETURN, AM I INDEPENDENT FOR FINANCIAL AID?

No, being claimed on a tax return is not a determining factor for dependent status. The FAFSA does not ask if you were claimed by someone as an exemption.

I AM THINKING ABOUT GETTING MARRIED; SHOULD I WAIT TO FILE THE FAFSA UNTIL AFTER I AM MARRIED?

Marital status is 鈥渁s of today鈥 鈥 the day the application is signed. Marital status cannot be projected. It is often better to wait and file the FAFSA after getting married, but you should consult with a financial aid counselor to determine what is best for you.

WHO DOES AND DOES NOT COUNT AS MY PARENT ON THE FAFSA?

Biological Parent: A parent is a biological or adoptive parent or a person that the state has determined to be a parent (for example, when a state allows another person鈥檚 name to be listed as a parent on a birth certificate). Biological and adoptive (whether of the opposite or same sex) parents who are unmarried and living together give that as their status in Question 59, and both report their information on the FAFSA.

Stepparent: A stepparent is treated like a biological parent if the stepparent has legally adopted the student or if the stepparent is married, as of the date of application, to a student鈥檚 biological or adoptive parent whose information will be reported on the FAFSA. There are no exceptions. A prenuptial agreement does not exempt the stepparent from providing information required of a parent on the FAFSA.

Divorce of the student鈥檚 parents: If the student鈥檚 parents are divorced, he should report the information of the parent with whom he lived longer during the 12 months prior to the date he completes the application, regardless of which parent claimed him as an exemption for tax purposes. If the student lived equally with each parent or did not live with either one, then he should provide the information for the parent from whom he received more financial support or the one from whom he received more support the last calendar year for which it was given. Note that it is not typical that a student will live with or receive support from both parents exactly equally. Usually, it is determined that the student lived with one of the parents more than half the year or that he received more than half support from one of the parents.

Separation of the student鈥檚 parents or the student and spouse: A couple need not be legally separated to be considered separated 鈥 they may deem themselves informally separated when one of the partners has left the household for an indefinite period and the marriage is severed. While a married couple that lives together cannot be informally separated, in some states they can be legally separated. If their state allows this, and if they are still living together and are legally separated, then that is their status on the FAFSA. For a dependent student, use the rules for divorce to determine which parent鈥檚 information to report.

Common-law marriage: If a couple lives together and has not been formally married but meets the criteria in their state for a common-law marriage, they should be reported as married on the FAFSA. If the state does not consider their situation to be a common-law marriage, then they are not married; a dependent student would follow the rules for divorce to determine which parent鈥檚 information to report. Check with the appropriate state agency concerning the definition of a common-law marriage.

WHAT DOES IT MEAN TO BE IN LEGAL GUARDIANSHIP?

Students are independent if they are, or were upon reaching the age of majority, emancipated minors (released from control of their parent or guardian) or in legal guardianship, both as adjudicated by a court of competent jurisdiction in the state of the student鈥檚 legal residence at the time of the adjudication.

Many students have agreements between families regarding guardianship. This is not legal guardianship. In some instances, grandparents have taken the student because the parents were unable to care for the student. Unless a court has granted legal guardianship, the student cannot mark this as yes on the FAFSA.

WHAT DOES IT MEAN TO BE HOMELESS OR AT RISK OF BEING HOMELESS?

A student is independent for financial aid purposes if at any time on or after a certain date as indicated on the FAFSA 听(irrespective of whether he is currently homeless or at risk thereof), the student is determined to be an unaccompanied homeless youth by a school district McKinney-Vento Act homeless liaison (first year of post-secondary education only) or the director (or designee) of an emergency shelter program funded by the Department of Housing and Urban Development (HUD).

The director (or designee) of a runaway or homeless youth basic center or transitional living program can determine this as well, plus whether a student is independent because he is an unaccompanied youth who is self-supporting and at risk of being homeless. These authorities make this determination if the student is receiving their programs鈥 services or if, in the case of a school district homeless liaison, the student is in high school and graduated in 2021.

HOW LONG DOES THE FAFSA TAKE TO GO THROUGH THE SYSTEM?

If everything is correct, it takes 5 to 7 days for the Federal Processor to process a FAFSA. Once FMU receives the FAFSA results, the Financial Aid Office will review your information and request any additional documents as needed. If no additional documentation is required, we estimate a processing time of at least 10 business days before an award letter is issued. This may take up to two weeks from the time the FAFSA was completed. Please note: There are several edit checks that could result in the rejection of a FAFSA. Students should check the status of their FAFSA online at: for comments from the Federal Processor.

WHY DO I HAVE TO DO VERIFICATION?

The FAFSA Central Processor randomly selects financial aid applicants to be verified. If your application is selected for verification, you will be required to complete a verification worksheet and any additional & required supplemental paperwork. Please be mindful that reviewing submitted documents may sometimes cause the school to require additional documents.

WHAT DO I DO IF I DO NOT REMEMBER MY FSA ID USERNAME OR PASSWORD

If you have forgotten your username or password, do not worry. On log-in page, you will find links that give you the option of retrieving your username or password through your verified e-mail address or by successfully answering your challenge questions. If all else fails, call the FAFSA Helpline: 1-800-433-3243 for assistance.

DO I HAVE TO RENEW MY FAFSA EVERY YEAR?

Yes, but you can choose the FAFSA renewal process which takes much less time to complete.

WHAT IS AN 鈥淪AI鈥 AND HOW IS IT CALCULATED?

Your Student Aid Index (SAI) is a formula-based index number ranging from 鈥1500 to 999999. Where your SAI falls within the SAI range helps your school determine how much financial support you may need.

A negative SAI indicates you have a higher financial need. For example, if you have an SAI of 鈥1500, you will qualify for a maximum Pell Grant award, assuming you have not exhausted your lifetime amounts and meet all student eligibility requirements. Learn .

Your SAI is not

  • a dollar amount of aid you will receive,
  • what your family is expected to provide, or
  • your final financial aid offer.

Your SAI is an index number used by financial aid professionals when creating a financial aid offer. Your SAI is calculated using information that you (and other contributors, if required) provide on the Free Application for Federal Student Aid (FAFSA) form.

During your aid process, you will see the following:

  • an estimated SAI on the confirmation page of your FAFSA form
  • an official SAI within your FAFSA Submission Summary (after your FAFSA form is processed)

HOW DOES THE FINANCIAL AID OFFICE USE MY STUDENT AID INDEX (SAI)?

The SAI has two purposes. The first is to determine eligibility for a Pell Grant. The second purpose is to determine if the student is eligible for Federal Supplemental Educational Opportunity Grant (FSEOG), Federal Work Study (FWS), Federal Subsidized loans, or any other additional need-based aid. Need-based aid consists of the following:

  • Federal PELL Grant
  • Federal Supplemental Educational Opportunity Grant (FSEOG)
  • Federal Work Study (FWS)
  • Florida Student Assistant Grant (FSAG)
  • Federal Direct Subsidized Loans

DO I HAVE TO DECLARE A DEGREE AND/OR MAJOR TO RECEIVE A PELL GRANT?

Yes, to receive financial aid a student must be accepted as a regular student at FMU and declare a degree program. Students will only be paid for the courses required to complete their declared degree.

WHAT DOES "CENSUS DATE" MEAN IN TERMS OF FINANCIAL AID?

The census date is the point in a semester after which Pell Grants will no longer be adjusted up or down based on changes in enrollment. Currently, FMU has established the census date as the 鈥渓ast day to withdraw without record and receive a refund鈥 as published in the academic calendar.

DO I HAVE TO MAINTAIN A CERTAIN GRADE POINT AVERAGE AND COMPLETE A CERTAIN NUMBER OF COURSES TO KEEP MY FINANCIAL AID AWARD?

Yes, in general a student must maintain a 2.0 cumulative grade point average or complete 67% of the course work attempted. In addition, a student is allowed 150%-time frame to complete a degree program which is 120 credit hours for bachelor鈥檚 degrees. It is important to know the in its entirety.

IF I WITHDRAW FROM A CLASS, DO I HAVE TO REPAY MY FINANCIAL AID?

In some cases. If a student withdraws from a class during the institution鈥檚 add/drop period, financial aid will be adjusted based on the current enrollment.

After add/drop period or the census date, if a student withdraws from one or more classes but not all courses, no repayment is required. However, the student might not comply with Satisfactory Academic Progress Standards requirements which could result in a warning or suspension status for future financial aid.

If a student withdraws from all courses, the financial aid office will calculate a Return to Title IV Calculation, which may result in a return of federal funding to the U.S. Department of Education for unearned aid. In some cases, the student will be left with a balance to FMU, if the funding that was awarded to cover courses is now sent back to the U.S. Department of Education.

WHAT HAPPENS TO THE REST OF THE MONEY AFTER TUITION, FEES AND OTHER EDUCATIONAL RELATED EXPENSES ARE PAID?

If after tuition and all fees are paid for and there is an eligible credit balance that remains on your account, it will be paid to the student via their selected refund preference with the Student Accounts department. Florida 久久精品福利资源 does not issue refunds on credit balances that result from institutional scholarships and grants. Accounts will be adjusted as necessary to resolve the credit balance.